I think OmiseGO, a venture-backed payment services company, may help out the current financial services world. Suppose you are trying to transfer money from one person’s PayPal account to another’s PayPal account, this system works fine. The problem is when one person uses PayPal, and the other uses one like AliPay or another platform, they don’t match. So to conduct value exchanges, you have to go through traditional banking systems or credit card networks, which can be quite costly. With OmiseGo you will be able to use any payment system you want, and still send money to anyone.