I think we need to be careful with Cryptos, it is meant to be like this only. And IF you believe that it can be smooth in one direction, then that is a clear mistake. So, this is why we need to make sure we try out multiple options, as that will work right.
I love options like Inlock, which is truly sensational with the concept of fiat loan by cryptocurrency, it is meant to really make the industry turn upside down. So, becoming part of such stuff is beneficial for everyone!