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Account is also called a wallet and is one’s private account using a Monero.
It has all of one’s Monero transactions, either sent and received. An account balance is the total of all the XMR received, minus XMR sent. All Monero accounts contain both a locked and an unlocked balances. The unlocked balance has funds that can be used at will, and the locked balance are those that can not be spent immediately. One can get a transaction that is in unlock time mode, or one could send some Monero and expects for the change to come back to your wallet, in both scenarios the monies can be locked for the time being.
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I see that because of the complexity of the blockchain code associated with Monero, all the software for these wallets gets built from scatch. Monero’s development team has taken steps to have the highest amount of privacy available for every account connected to the cryptocurrency’s blockchain.
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